What is a buyer's home inspection
A Buyers Home Inspection is a visual inspection of the structure and components of a home to find items that are defective, not working, or are unsafe. If a problem or symptoms are found the home inspector will include a description of the problems in a written report and may recommend further evaluation. Before you close, you need to consider whether or not repairs are needed now and who's going to pay for them.
Disaster-Smart issues a Free 90 limited warranty and RecallChek with every Buyers Home Inspection
Welcome to the RecallChek Consumer Portal brought to you by Disaster Smart Consulting Inc
The RecallChek Story
Since 1974, American citizens have been protected from dangerous items in their homes by federal law. Congress perscribed a system whereby if a manufacturer designed a dangerous product, they MUST recall all those items and FIX THEM FOR FREE!
The problem in the law is that most often it's up to the consumer, to find out whether appliances are potential fire or safety hazards!
There is a database designed and managed by the government, but you would have to wade through 205 MILLION recalled items to find out if a dishwasher or air conditioner is a hazard to your clients family, until now.
RecallChek is the first consumer appliance recall reporting system ever created, and is available to you now.
How It Works
You simply take down the model numbers from all of the major appliances in your home, including, but not limited to, HVAC equipment, water heaters, microwaves,
refrigerators, dishwashers, ovens, washing machines and dryers. You may also include garbage disposals, exhaust fans, and smoke detectors. Serial numbers are optional,
but are encouraged to be submitted as well. Within 2 business days of submitting your appliances, you will receive a detailed report summarizing our findings. Click "Continue" to proceed.
Why is a home inspection important?
Emotion often affects the buyer and makes it hard to imagine any problems with their new home. A buyer needs a home inspection to find out all the problems possible with the home before moving in. Once your inspection is performed, do not wait on the agent to assist you. Review the inspection and make a list of items you think the seller should address and present them to the agent in a timely manner. While the inspection is not meant to be a tool for re-negotiations, many times it becomes one. Don't let your brother or uncle or a friend do it. You are not saving any money by letting a friend look. Even if he is a contractor, it does not mean that he is a good inspector. You need a qualified unbiased inspection so when the inspector does find problems, they won't be easily minimized by the other parties because your uncle or friend did the inspection.
What if the report reveals problems?
All homes (even new construction) have problems. Every problem has a solution. Solutions vary from a simple fix of the component to adjusting the purchase price. If the inspector recommends further inspection by a qualified person, this means that you need to get an opinion by a qualified person before your inspection time period runs out on your real estate contract.
What does a home inspection include?
A home inspector's report will review the condition of the home's heating system, central air conditioning system (temperature permitting), interior plumbing and electrical systems; the roof, attic, and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement, and visible structure.
What should I NOT expect from a home inspection?
- A home inspection is not protection against future failures. Stuff happens! Components like air conditioners and heat systems can and will break down. A home inspection attempts to reveal the condition of the component at the time the component was inspected. For protection from future failure you may want to consider a home warranty.
- A home inspection is not an appraisal that determines the value of a home. Nor will a home inspector tell you if you should buy this home or what to pay for this home.
- A home inspection is not a code inspection, which verifies local building code compliance. A home inspector will not pass or fail a house. Homes built before code revisions are not obligated to comply with the code for homes built today. Home inspectors will report findings when it comes to safety concerns that may be in the current code such as ungrounded outlets above sinks. A home inspector thinks "Safety" not "Code" when performing a home inspection.
Should I attend the home inspection?
It is often helpful to be there so the home inspector can explain in person and answer any questions you may have. This is an excellent way to learn about your new home even if no problems are found. But be sure to give the home inspector time and space to concentrate and focus so he can do the best job possible for you.
What is a Home Warranty?
A home warranty does protect you against components that fail in the future. You may have to pay a deductible (service call fee) when you have a problem. If you choose to have a warranty, be sure and qualify coverage of your problem over the phone with the warranty company before they send a repairman. If you do not, you may find out that your problem is not covered and you still must pay the deductible or trip service fee. If you have a home inspection and you know your furnace or another major component is old, you may be better off to buy a warranty before you purchase. We recommend you look closely at what is NOT covered in warranty company policies as you compare prices.
Some inspectors offer a 90 day warranty and some agents a year warranty. Are they the same?
No they are different. The 90 day warranty will cover certain items for up to 90 days after the inspection is performed. It is a limited warranty they may help you with certain items that fail shortly after a home inspection. The annual warranty is much more comprehensive and while it does cover more, be sure and read what is covered and what is the deductible etc.
Wind mitigation, safety, FORTIFIED, pensacola insurance inspections, four point inspection, underwriting, risk management, Baldwin county, habitat for humanity, mobile county, jackson county, pensacola wind mitigation inspections, wind mitigation inspection, inspections, pensacola inspections, pensacola insurance inspections, mark taylor, pensacola home inspection, home inspections, fort walton beach, gulf breeze, navarre, destin, niceville, valparaiso, milton, pace, panama city beach, rosemary beach, grayton beach, crestview, defuniak springs, state farm, chartis, pure, universal property and casualty insurance, farmers, bankers, southern oak, tower hill, nationwide, allstate, saw grass mutual, wilshire, coastal risk underwriters, orchid insurance, insureance discounts, lower your insurance costs, Alabama insurance discounts, Mississippi insurance discounts, florida insurance discounts
(888) WMIT PRO